**If you want to get both bonuses, be sure to open the Savings account first.  For some reason, it won’t let you open the checking account and get the savings account bonus after that!  I would just call customer service if you have any trouble with that!

Yay!  One of my fave deals for Black Friday is here!  Instead of spending money…you can actually earn money! Open a Capital One 360 Checking account and earn a $125 bonus.  As far as I know, this is the biggest checking bonus offered during the whole year.  You can also earn a $75 bonus when you open a Capital One 360 Savings Account.  They aren’t currently offering a bonus for opening a kid’s account, but I’ll keep my eyes open!

Here’s how to get the $125 checking bonus:

• Open a fee-free 360 Checking account between Nov. 29 & Dec 2.   (This must be your first 360 Checking account.)
• Make a total of 5 debit card purchases (either signature or PIN-based) or 5 CheckMate ^SM deposits* (or any combination of the two) within 45 days.
• Your $125 bonus will be automatically deposited to your account on day 50

Here’s how to get the $75 savings account bonus:

• Open a no-fee 360 Savings account between November 29th and December 2nd and snag $75.  (This must be your first 360 Savings Account.  You must also have an initial deposit of $500 or more.)
• You’ll start earning interest on day 1, but you can’t withdraw on the interest for 30 days.
• The APY for this account is 0.75%, effective 11/29

Please note the eligibility requirements for 360 Checking:

You must be a U.S. citizen or permanent resident with a valid Social Security number and be at least 18 years old. As part of the account opening process, we may or may not obtain information about you from a consumer reporting agency (a “hard pull”). If we do, we may or may not open 360 Checking for you based on that information.

You are not required to keep your other checking account after your 360 Checking is opened. You do not need to have another Capital One 360 account in order to apply for 360 Checking.

For most people that shouldn’t be a problem, but if they do a hard pull it can effect your credit rating for a period of time (possibly dropping it a few points).  If you are planning to purchase a house or car with a loan soon, you may want to consider that–otherwise, it shouldn’t be a problem!

Interested?  Get the Capital One 360 Accounts and Bonus here.